Property Financing Solutions

Comprehensive property financing and refinancing solutions for private, commercial, and industrial properties.

What We Offer

New purchase or re-financing of private, commercial and industrial properties? Looking to make full use of your current property's equity as leverage? Let us know and we'll find the best solution for you.

Our Property Financing Services

HDB & Private Property Refinancing

Lower your monthly payments with competitive refinancing rates from 1.35% p.a.

Switch from HDB loan (2.6%) to bank rates as low as 1.35%
Free legal fee subsidies for qualifying loan amounts
Cash rebates up to $2,800
2-3 year fixed rate packages available

Commercial Property Loans

Financing for shophouses, office spaces, retail units, and commercial buildings.

Up to 70% loan-to-value ratio
Flexible tenure up to 30 years
Competitive rates for investment properties
Options for both owner-occupied and investment

Industrial Property Financing

Specialized financing for factories, warehouses, and industrial facilities.

Financing for manufacturing and logistics spaces
Purchase and refinancing options
Leverage property equity for business expansion

Property Equity Release

Unlock your property's equity for business capital or investment opportunities.

Cash out refinancing up to maximum LTV
Use equity for business expansion
Flexible repayment terms

2025 Market Insights

Why Refinance Now?

Interest rates have dropped to 3-year lows (~2.5-2.75% floating, below 2% fixed)
HDB flat owners switching to bank loans to save significantly vs HDB's 2.6% rate
Banks offering attractive cash rebates and legal fee subsidies
3-month SORA at ~1.34%, driving competitive floating rates
Expected further rate declines through 2025

Our Process

Consultation

Free assessment of your property financing needs

Comparison

Compare rates from 15+ banking partners

Application

We handle the paperwork and liaise with banks

Disbursement

Fast approval and loan disbursement

Ready to Save on Your Property Loan?

Get a free refinancing assessment and rate comparison

Get Free Assessment